An accident can hurt in more ways than one. By offering accident insurance, you are helping your employees feel more secure, so they can focus on recovery while they are unable to work or contribute to household activities and expenses. Accident insurance helps relieve a financial burden during a time of stress, all while providing a more comprehensive employee benefits package.
- For every covered accident, Guardian accident insurance makes a payment directly to the employee.
- Payments can be used for unforeseen and out-of-pocket medical costs, such as various treatments and/or services related to recovery; child care while recovering; modifications to home or car; and everyday expenses, like groceries, rent and mortgage.
- Employees will also receive benefits (20%) for a child who has an accident while playing organized sports.1