Treatment of critical illnesses  such as cancer, heart attack and stroke can lead to unexpected financial burdens. In fact, 62% of bankruptcies result from major medical illness.1 A critical illness plan helps cover those expenses, so employees can focus on their health. Guardian’s flexible plans allow you to create coverage levels and payouts based on your staff’s needs, including selecting from a wide range of payouts between $5,000 and $50,000.

Upon a qualified diagnosis, employees directly receive a lump sum benefit payment to help cover expenses such as:

  • Travel to treatment centers in another city
  • Ongoing household bills while not being able to work
  • Out-of-pocket medical expenses, such as copays, deductibles and coinsurance
  • Expenses not covered by medical insurance, such as experimental treatment

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