Guardian disability insurance prepares your employees for the unexpected – with strength and security illustrated by consistently high ratings:1

  • AM Best: A++
  • Standard & Poor’s: AA+
  • Moody’s: Aa2
  • Fitch: AA+

Comprehensive Product Portfolio

  • Choose from short- and long-term disability (STD/LTD), supplemental individual disability plans, and administrative services only (ASO) STD
  • Services like TeleGuard™ telephonic intake, Early Alert transition program from STD to LTD, and Social Security Assistance
  • Simplified claims management, with one point of contact for employers
  • Partial benefits based on either proportionate loss or 50% offset – whichever is greater
  • Enhanced rehabilitation services and coverage that may include dependent care reimbursement, worksite modification, work incentive and income recovery benefits
  • Worksite modification benefit
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